Individual Loan

 

Product Category Loan Amount Annualised interest rate on a reducing balance basis Processing fees Tenure Repayment frequency Purpose

Samriddhi

Unsecured 50,000 to 1,00,000 29.24% p.a

3% on Loan amount plus GST as applicable

12 to 36 months

Monthly

Income Generation/House Repair/Education/
Secured 80,000 to 7,00,000 28.80% p.a 12 to 36 months Income Generation/House Repair/Education/
Cattle Unsecured 50,000 to 2,00,000 29.24% p.a 06 to 12 months Cattle Purchase/ Purchasing food for cattle, construction of stable
Cattle Secured 2,50,000 to 7,00,000 28.80% p.a 06 to 36 months Cattle Purchase/ Purchasing food for cattle, construction of stable

Moratorium period of above products is 1 months.

*The above product is available as per the Credit Policy and disbursement of the same shall be at the sole discretion of Pahal.