Mr. Chintan Desai

Chief Financial Officer

Mr. Chintan C Desai is a qualified Chartered Accountant. He has worked with Gujarat Lease Financing Limited (Flagship Company of torrent group), HDFC Limited, Sol Group of Companies (UK) and SAI Consulting Engineers Pvt Ltd. In Pahal, he is handling Strategic Business Planning and Budgetary Control, Equity Capital and Debt Syndication, Treasury Management, Accounting and Taxation.

Mr. Pushkar Parashar has 15 years of experience in the financial sector. He has worked with Banks, NBFC, Financial trusts organization, Business correspondents and other developmental institutions. He started his career with one of largest microfinance institutions – BFIL (earlier known as SKS Microfinance). He was appointed as the Chief Operating Officer of the Company on in 2018.

Mr. Pushkar Parashar

Chief Operating Officer (COO)

Mr. Dharmesh Shah

Associate Director

Mr. Dharmesh Shah has joined Pahal as General Manager Operation on March 7, 2015. Before joining Pahal he was working in RBL Bank Limited as Business head in retail banking handling half of Gujarat region. He was also associated with ING Vysya Bank. He has more than 29 years of experience of working in Financial Sector.

Mr. Premprakash Patel has more than 28 years of Rich Retail Finance experience.He has extensive exposure across a gamut of functional areas including Business Strategy & Development, Operations, Sales & Marketing, Legal & Compliance, Audits & Governance, and P & L Management. He has worked with esteemed organizations like GRUH FINANCE, BAJAJ FINANCE LTD & HDFC BANK LTD. He is a graduate and holds master’s in business administration (marketing & financial services).

Mr. Premprakash Patel

Business Head - Secured Loans

Mr. Digvijay Singh Udawat

Head -HR

Mr Digvijay Singh Udawat has more than 20 years of cross functional experience in the areas of Sales, HR and Administration. He has worked with esteemed organizations like Royal Resorts and Videocon Telecommunications Limited. He has done PGDM in General Management from Amrut Mody School of Management, M.A. in Tourism and Hotel Management graduate from IHM Goa.

Mr. Yadav has more than 20 years of experience with organizations like Saija Finance, Indokem Limited & Nyanza Bottling Co. Ltd. He has valuable experience in implementation of SAP B1, Microsoft dynamics NAV, Orien ERP, Ebizframe & Omni Enterprise (Core Banking System) & Sage Pastel Evolution. He has completed his Information and Software Management from NIIT Mumbai.

Mr. Dinesh Yadav


Ms. Nikita Sharma

Company Secretary

Ms. Nikita Sharma was appointed as Company Secretary and the Compliance Officer of the Company on April 1, 2015. She holds a master’s degree in commerce (Accounting and Taxation). She is a qualified Company Secretary from Institute of Company Secretaries of India.

Ms. Firuzi M Vakil has worked in retail branch banking and has overall banking experience of 19 years. She was associated with HDFC Bank in Retail branch Banking for 17 years and the later with Indusind Bank for 2 years. She Joined Pahal as Head Operation looking after the operations part of JLG, IL & SL.

Ms. Firuzi M. Vakil

Head Operation

Mr. Jugal Desai

Alternate Product Head

Mr. Jugal Desai holds a MBA degree with majors in marketing, and has more than 16 years of experience in the albeit field. He has hands on experience while working with companies like Amul, Wipro, and Swadhaar.